It’s easy to get complacent and careless when it comes to your property, especially if you’ve owned it for a while and haven’t had any major problems occur in the past.
But disaster strikes when you least expect it, and it could come in the form of one of these six disasters that can ruin you if you’re not careful with your property.
1) Fires
Fires are one of the most dangerous types of disasters that can happen to you. They can destroy your property and make it unusable. Fires are also very hard to contain and put out, as they often spread quickly.
In order to help prevent fires, you should always have fire safety equipment in your home or office, including working smoke detectors and a fire extinguisher.
You should also have a plan for what to do if a fire happens in your home or office. Make sure everyone knows how to turn off the power, water and gas lines at their sources.
Also, be sure you know where all your important documents are kept (such as insurance papers). These items could be crucial in getting back on your feet after such a disaster.
2) Storms
In the event of a storm, like Hurricane Harvey, you want to prepare for any potential damage. Make sure your roof is in good condition and that trees are trimmed to prevent them from breaking power lines.
if you live near sandy or in a deserted zone, talk with your insurance agent about how to be prepared before the storm hits.
If there’s one disaster that could ruin you financially it’s an act of terrorism. Read more about home security so you know how to stay safe during a terror attack.
In 2017, over 2.2 million households were affected by some form of natural disaster: fire, earthquake, hurricane or tornado. The National Flood Insurance Program (NFIP) helps cover the cost of rebuilding homes that have been flooded as long as they meet certain requirements and conditions.
For many people who live in areas prone to earthquakes such as California, it makes sense to buy earthquake insurance since earthquakes can cause significant damage and destruction to structures including homes even when they happen on another continent!
3) Floods
The most common and disastrous disaster is a flood. Floods happen when the weather changes suddenly, leading to a rapid accumulation of water in an area that has not experienced flooding before.
This usually happens during heavy rains, but it can also happen after ice storms or just as a result of overflowing rivers. Floods can occur at any time and there is no way to predict where they will strike next.
When this kind of disaster hits your property, you need to take swift action to protect yourself. It’s important to call your insurance company right away so they can start the claims process for you.
Protecting Your Home From Damage In A Disaster: After floods, the first priority is preventing damage from further harm like mold infestation, structural damage and insect infestation.
Let professional contractors do this work because they know how to protect themselves and your home by wearing appropriate gear. We recommend working with a contractor who specializes in restoration.
4) Landslides
Landslides can be caused by heavy rain, snow melt, earthquakes, or volcanic activity. The ground becomes saturated and unable to absorb any more water.
This can lead to landslides which will destroy everything in their path. Some areas are more susceptible to landslides than others.
These include steep slopes where heavy rains have left the earth unstable and loose. Slopes with a lot of vegetation are also at risk because they don’t hold the soil together like other soils do.
Areas that are prone to landslides should be avoided if you want to keep your property safe from disaster. Fault lines: fault lines occur when two plates collide and move past each other along a particular fault line.
Fault lines may not look all that different from regular ground but geologists can tell the difference because these areas are very active.
5) Sinkholes
Sinkholes can be disastrous to property owners because they often go undetected until it’s too late.
They can also go undetected for a long time, which means the damage might not be discovered until years later when someone is making improvements to the property.
As with any disaster that causes significant damage, a sinkhole can ruin you financially and make your property practically useless.
If you notice any problems that could indicate a sinkhole below ground, call in professionals who are trained in assessing such hazards so that repairs can be made before it’s too late! per year.
It seems as though everyone from builders to planners have known about this issue, but no one has been able to fix it yet.
6) Volcanic Eruptions
Volcanic eruptions can be some of the worst natural disasters that can happen to a property. They often happen without warning and are very hard to predict, so the best plan of action is to try to get as far away from the danger zone as possible.
There are many different types of volcanic eruptions, but they all have one thing in common: lava.
Lava is molten rock flowing from a volcano, and it will flow for miles down slopes and through towns, villages and farms before stopping. ; not only has your land been destroyed, but so has your home.
increasing the risk of respiratory diseases such as asthma or bronchitis.